Money and Debt Advice

If you feel you are drowning in debt, struggling to pay bills and make ends meet, or just want to be able to manage your money better, you are not alone. There are many people in the same position and there is help available. There are local organisations that you can talk to, free and in confidence. They will not judge you, and they can help you to:

• Make sure you are receiving all the income your are entitled to
• Draw up a budget plan
• Put together a list of all your debts and help you to tell the difference between priority and non priority debts
• Negotiate with creditors on your behalf

The links below may also be of interest to you.

Citizen Advice Debt Help

Money Advice Scotland

National Debtline